Welcome to the web site for Philip I. Klein, Bankruptcy Attorney located in Owings Mills in Baltimore County Maryland. We help clients in many different situations located in Baltimore County and the surrounding areas. Our main focus to is help people that are in financial debt and are looking to get out of debt and get a fresh start on life without debt. There are many different bankruptcy options currently available to do just that - help people remove the debt from their lives. Let us help you and guide you through this process - you can start here by simply filling out a Free Evaluation form or read more about How Bankruptcy Works.
Bankruptcy may be a good option for you, however it is not the right choice for everyone. There are also several different types of bankruptcy to fit different needs. Are you facing foreclosure? Did you know that by filing for Chapter 7 or Chapter 13 bankruptcy the creditors will stop calling immediately and the foreclosure process is immediately halted? The purpose of bankruptcy is to help people get back on their feet after financial hardship. Chapter 7 involves liquidating assets for the purpose of paying down your debt, if you have a steady job you may want to consider filing for Chapter 13 that involves reorganizing your debt into an interest-free payment plan to be paid down for a maximum of five years.
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